Taking a pay cut isn’t easy and unfortunately several of my friends have recently experienced this, but I have one friend in particular that has stood out to me. Despite his recent cut in pay, he hasn’t let that discourage him from navigating his “new” normal. He’s used really helpful tools like GBM’s Monthly Budget Planner to visualize expenses and manage monthly bills. It has made adapting to his new level of income a lot easier; he even told me he feels one step closer in recovering from his pay cut because the planner makes it so easy to prioritize expenses.